Residential Financing
Are you looking for Texas air conditioning financing options? Southern Air is here to help!
We understand that purchasing a new air conditioning system can be an expensive undertaking, which is why we offer financing solutions, subject to approved credit. Our financing plans are tailored to meet your needs, allowing you to enjoy the comfort of a new air conditioning system without breaking the bank.
We have teamed up with reputable financing companies to offer competitive interest rates and flexible payment plans. Whether you’re replacing an old system or installing a new one, Southern Air can help make it possible.
We offer several different types of air conditioning financing in Texas, including:
- Competitive interest rates: We provide competitive rates to make paying for your HVAC installation or repair more manageable.
- Deferred payments: It is possible to qualify for deferred payments through Service Finance Company, LLC. Doing so can help you spread out the cost of your air conditioning over time.
- Flexible options: We offer flexible financing options so you can find the best payment plan for you.
- Quick decisions: We offer quick credit decisions so you can get the system you need as soon as possible.
Is a new HVAC a good investment?
Absolutely! Investing in a new HVAC system is a smart move for your home. Modern systems are designed to be energy-efficient, which can significantly lower your utility bills. Additionally, a new HVAC improves indoor air quality and temperature control, making your home more comfortable. Bonus: If you plan to sell, a newer system can increase your home’s value and appeal to buyers.
Is it better to finance or pay cash for HVAC?
Deciding whether to pay cash or finance depends on your financial situation. If you can comfortably pay cash, it can save you money on interest. On the other hand, financing allows you to spread out the cost into manageable payments, which might be more practical if you have other financial priorities. Southern Air Mechanical offers financing for residential and commercial customers, providing competitive rates and flexible options to meet your budget needs.
Do HVAC prices go down in winter?
HVAC prices sometimes drop in the winter because equipment demand tends to decrease. During this slower period, seasonal discounts or promotions may be available. However, this isn’t guaranteed. To take advantage of potential savings, plan your purchase and speak with a Southern Air technician about any available promotions or rebates associated with the HVAC upgrades you select.
Why are HVAC systems so expensive right now?
The high cost of HVAC systems is due to rising material prices, labor shortages, and global supply chain issues. Additionally, new systems often incorporate advanced technology and higher energy efficiency standards, which can raise their price. While the upfront cost might seem steep, a quality system’s long-term energy savings and reliability can make it worth the investment.
How many years will an HVAC last?
An HVAC system lasts 10-12 years with proper care and maintenance. However, climate, usage, and maintenance significantly affect its lifespan. Scheduling regular tune-ups and promptly addressing any repairs can extend the life of your system and keep it running efficiently.
Which AC brand lasts the longest?
Brands like Trane and Lennox are well-known for their longevity and reliability. When properly maintained, these manufacturers produce high-quality units that last many years. Regular DIY maintenance and professional tune-ups ensure your system reaches or exceeds its expected lifespan.
Which HVAC system is most reliable?
According to industry professionals and customer reviews, Trane and Lennox are among the top-rated brands for reliability. Both brands are known for their robust construction, efficient performance, and good warranties.
How can I save money on AC installation?
To save money on AC installation, shop around and compare quotes from different contractors. Many HVAC companies offer seasonal promotions or rebates for energy-efficient models, so be sure to ask about those. You can also check for federal or local tax credits to upgrade to an environmentally friendly system. Scheduling the installation during the off-season, like fall or winter, helps you secure a better deal. Certified Southern Air Mechanical HVAC technicians are available for free new system consultations.
Does homeowners’ insurance cover the outside AC unit?
Homeowners’ insurance typically covers your outside AC unit if a covered peril damages it, such as a storm, fire, or vandalism. However, it won’t cover damage due to wear and tear, neglect, or lack of maintenance. Reviewing your policy and confirming what’s covered is a good idea so you’re not caught off guard if something happens.
Does my home warranty cover HVAC replacement?
Most home warranties include HVAC systems, but coverage varies widely. Typically, they cover repairing or replacing parts that fail due to normal wear and tear. However, there may be exclusions or coverage limits, such as caps on the amount the warranty company will pay for a replacement. Read the fine print of your warranty to know what’s included and what isn’t.
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